Put your crypto to work,
without selling it.
Deposit BTC or ETH. Borrow USDC instantly. Keep your upside — access liquidity without a taxable event. Non-custodial, audited, cheapest gas in DeFi.
Three steps. No paperwork.
Sign in with email, deposit crypto, borrow stablecoins. Zeeria abstracts the seed phrase and gas for you.
Sign in
One click with Google, Apple, or email. A secure self-custodial wallet is created automatically. No seed phrase visible.
Deposit collateral
Deposit BTC or ETH into the audited smart-contract vault. You keep full ownership — we can't touch it.
Borrow stablecoins
Up to 70% of your collateral value as USDC. Instant transfer to your wallet. Repay any time, keep the upside of your BTC/ETH.
Built for the long-term holder.
Access liquidity without triggering a sale. Pay no capital gains until you close the position.
Non-custodial by design
Your collateral lives in an isolated ERC-20 vault. Only you (or a liquidation bot if your health factor collapses) can move it. No admin key ever touches user funds.
Base L2 speed + cost
Transactions settle in seconds for ~$0.01. ~100× cheaper than Ethereum mainnet, same security guarantees via fraud proofs.
Chainlink oracles
Battle-tested BTC/USD and USDC/USD price feeds. Automatic liquidation protection when feeds are stale.
Competitive rates
Dynamic APR based on pool utilization — Aave-style kinked curve. Lenders earn up to 3× more when the market is active.
Zero-friction onboarding
Privy-powered social login. Embedded MPC wallet. No seed phrase headaches for new users. Experienced? Bring your own wallet.
Transparent math
Health factor, LTV, and liquidation bonus all visible in real time. Open-source contracts, verified on Basescan, auditable by anyone.
Ready to put your crypto to work?
Sign in, claim your welcome bonus, and run the full deposit-borrow-repay loop in a few minutes.